WHY IT MATTERS

Commercial Coverage Built Around Your Business

No two businesses are the same. A contractor, manufacturer, professional firm, retailer, technology company, and property owner may all need different protection.

LIFT begins by understanding how your business operates: what you do, where you do it, who you serve, what you own, what contracts you sign, and what could disrupt your ability to keep working.

"The objective is not just to place a policy — it's to help you protect continuity and make confident decisions."
"The objective is not just to place a policy — it's to help you protect continuity and make confident decisions."

COVERAGE

Business Insurance May Include

Commercial General liability insurance

Commercial property insurance

Business interruption insurance

Equipment breakdown insurance

Professional liability / Errors and Omissions Insurance

Cyber liability insurance

Crime Protection

Directors and Officers Liability

Employment practices liability

Commercial Auto or Fleet Insurance

Product liability insurance

Umbrella or Excess Liability

Surety or Bonding Support

INDUSTRIES

Industries We Can Support

LIFT can help businesses across a wide range of sectors, including:

Contractors and Trades

Professional services

Retail and Hospitality

Real estate and Property Owners

Manufacturing and distribution

Technology and Consulting Firms

Health, Wellness, and Service Businesses

Transportation and Logistics

Non-profit and Community Organizations

Family-owned and Growing Private Companies

And many more

WHO WE HELP

Who We Help

LIFT can support a range of transportation and logistics businesses, including:

Local and long-haul trucking operations

Physical damage coverage for tractors, trailers, and commercial vehicles

Owner-operators

Small and large fleets

Freight and logistics companies

Last-mile delivery operations

Specialty hauling businesses

Cross-border carriers

Contractors with commercial vehicles

Warehousing and distribution operations

COST FACTORS

What Can Affect the Cost of Business Insurance?

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Get a Business Insurance Quote

Industry and Operations

Annual revenue

Payroll and Number of Employees

Location and Property Values

Equipment, Inventory, and Stock

Claims history

Crime Protection

Contractual requirements

Vehicle use

Cyber exposure

Safety practices

Years in business

Coverage Limits and Deductibles

Surety or Bonding Support

WHY A BROKER

Why Work With a Business Insurance Broker?

Business insurance can be complex. Coverage terms, exclusions, certificates, leases, lender requirements, client contracts, liability limits, and renewal negotiations all matter.

A LIFT broker helps you understand those details and works with available insurance markets to build a program that supports your business goals. The objective is not just to place a policy. It is to help you protect continuity, manage risk, and make confident decisions.

Get a Business Insurance Quote

THE LIFT DIFFERENCE

Strategic Advice. Personal Service. Protection Built for Growth.

At LIFT, we believe business insurance should be proactive, not reactive. Our commercial insurance team helps you identify potential gaps before they become problems, communicate your risk story to insurers, and review your coverage as your company evolves.

Transportation companies need a broker who understands urgency, documentation, certificates, renewals, claims, and insurer expectations. LIFT brings industry-specific experience and a relationship-driven approach to help you move with confidence. Our transportation team works with you to identify risk, prepare strong submissions, communicate clearly with insurers, and support your business through renewals, claims, and operational changes.

Michelle Foster
Managing Partner, Business Insurance

Contact Michelle Foster

Contact Michelle Foster

FAQ

Your Questions, Answered

What is business insurance?
Does every Ontario business need insurance?
What is commercial general liability insurance?
Can LIFT review my existing business insurance?

Let's Protect the Business You're Building

Whether you need a new policy, a second opinion, or a more strategic renewal process, LIFT is ready to help.

Get a Business Insurance Quote

Get a Business Insurance Quote