WHY IT MATTERS

Bespoke Protection for High-Value Needs

Private client insurance is not simply “more coverage.” It is a coordinated approach to personal risk.

Your coverage should reflect how you live, where you live, what you own, how you travel, and what would be required to restore your lifestyle after a loss. LIFT takes the time to understand those details and build an insurance strategy around them.

"True protection isn't just about coverage limits — it's about understanding the life you've built."
"True protection isn't just about coverage limits — it's about understanding the life you've built."

COVERAGE

Private Client Insurance Can Include

Request a Private Insurance Review

Request a Private Insurance Review

High-value home insurance

Luxury condo & secondary residence insurance

Cottage and seasonal property insurance

High-value contents coverage

Jewellery, watches, fine art, wine & collectibles

Collector, luxury & high-performance vehicles

Watercraft & recreational assets

Personal umbrella liability

Cyber Protection for Families

Identity theft & fraud protection

Household staff liability

Travel-related personal risk considerations

Coverage Coordination Across Multiple Properties or Jurisdictions

WHO IT'S FOR

Who Private Client Insurance Is For

This service may be appropriate for clients with:

High-value primary residences

Multiple Homes or Seasonal Properties

Luxury or Collector Vehicles

Significant Jewellery, Art, Wine, Watches, or Collections

Complex personal liability exposure

Frequent travel

Household Staff or Domestic Employees

Family Office or Advisor Relationships

A Desire for More Personal Service and Elevated Claims Support

WHO IT'S FOR

Who Private Client Insurance Is For

This service may be appropriate for clients with:

High-value primary residences

Multiple homes or seasonal properties

Luxury or collector vehicles

Significant jewellery, art, wine, watches, or collections

Complex personal liability exposure

Frequent travel

Household staff or domestic employees

Family office or advisor relationships

A desire for more personal service and elevated claims support

WHY STANDARD ISN'T ENOUGH

Why Standard Insurance May Not Be Enough

Standard personal insurance policies can include limits, exclusions, or valuation issues that may not align with high-value homes or complex assets.

Replacement cost, appraisal schedules, water damage, collections, liability limits, and claims service expectations all require closer attention.

The right private client program should reduce uncertainty before a claim happens.

Get a Private Client Insurance Quote

Get a Private Client Insurance Quote

THE LIFT DIFFERENCE

Personal. Discreet. Built Around You.

At LIFT, private client insurance begins with relationship. We take the time to understand your family, your lifestyle, your priorities, and the assets that require protection.

Our role is to simplify complexity, coordinate coverage, and provide a level of service that feels considered from the first conversation through every renewal and claim.

Transportation companies need a broker who understands urgency, documentation, certificates, renewals, claims, and insurer expectations. LIFT brings industry-specific experience and a relationship-driven approach to help you move with confidence. Our transportation team works with you to identify risk, prepare strong submissions, communicate clearly with insurers, and support your business through renewals, claims, and operational changes.

Cheryl De Jesus
Managing Partner, Private Client Group

Contact Cheryl De Jesus

Contact Cheryl De Jesus

OUR PROCESS

Our Private Client Review Process

1
Discovery

We learn about your properties, vehicles, valuables, lifestyle, travel, and personal liability exposure.

2
Coverage Review

We assess your current insurance and identify possible gaps, limits, exclusions, or opportunities for improvement.

3
Tailored Strategy

We recommend a protection strategy that reflects your personal risk profile and service expectations.

4
Ongoing Guidance

As your life evolves, we help keep your insurance aligned with new properties, purchases, renovations, vehicles, and family changes.

OUR PROCESS

Our Private Client Review Process

1
Discovery

We learn about your properties, vehicles, valuables, lifestyle, travel, and personal liability exposure.

2
Coverage Review

We assess your current insurance and identify possible gaps, limits, exclusions, or opportunities for improvement.

3
Tailored Strategy

We recommend a protection strategy that reflects your personal risk profile and service expectations.

4
Ongoing Guidance

As your life evolves, we help keep your insurance aligned with new properties, purchases, renovations, vehicles, and family changes.

FAQ

Your Questions, Answered

What is private client insurance?
Who needs high-net-worth insurance?
Can LIFT insure jewellery, art, wine, or collections?
Why work with a private client insurance broker?

Elevate the Way You Protect Your Lifestyle

Private client insurance should feel as refined as the life it protects.

Connect With a Private Client Advisor

Connect With an Advisor

Start with a confidential conversation with LIFT.

Start with a confidential conversation with LIFT.

Cheryl De Jesus
Managing Partner, Private Client Group
David Ryley
David Ryley
Vice President, Private Client Group