WHY IT MATTERS

Protect What Matters Most, With Advice That Feels Personal

Insurance should not feel like guesswork. A LIFT broker will help you understand your options, identify potential gaps, and build a policy that reflects your lifestyle, your property, and your comfort level with risk.

We look beyond the premium to help you consider the details that matter: liability limits, deductibles, water coverage, replacement cost, accident benefits, vehicle usage, additional drivers, and the protection you may need as life changes.

"Most people don't know what their policy doesn't cover — until it's too late."
"Most people don't know what their policy doesn't cover — until it's too late."

COVERAGE

What Your Coverage Can Include

Not every home or auto policy is the same. We help you understand what's included, what's optional, and where additional protection may be worth considering.

Home Insurance

Detached homes, condos, townhomes & seasonal properties

Personal Belongings & Contents

Detached structures (garages, sheds, workshops)

Additional living expenses after an insured loss

Personal liability

Water damage, sewer backup & overland water options

Jewellery, electronics & higher-value items

Home-based business exposure, where applicable

Auto Insurance

Third-party liability

Statutory accident benefits

Uninsured automobile coverage

Collision & comprehensive coverage

Coverage for rented or borrowed vehicles

Multiple-driver households & new drivers

Claims history & renewal considerations

Multi-policy discounts where available

Why Bundle Home & Auto?

Simplify your coverage and unlock potential savings

Combining home and auto insurance may help simplify your coverage, reduce administrative work, and unlock potential discounts depending on insurer eligibility. More importantly, it gives your broker a better view of your overall personal risk picture. At LIFT, we use that bigger picture to help you make informed decisions.

Get a Home & Auto Quote

Get a Home & Auto Quote

THE LIFT DIFFERENCE

Insurance Elevated

At LIFT, we believe the right protection starts with a conversation. Our role is to understand your life, explain your choices, and advocate for you when you need guidance most.

You will not receive a one-size-fits-all recommendation. You will receive thoughtful advice from a team committed to service, integrity, and genuine care.

"The right protection starts with a conversation — not a form."
"The right protection starts with a conversation — not a form."

FAQ

Your Questions, Answered

Is home insurance mandatory in Ontario?
What auto insurance is required in Ontario?
Can LIFT help compare home and auto insurance options?
Should I review my personal insurance every year?

Your coverage should fit your life, not the other way around.

Your home, vehicle, and personal belongings are more than assets. They are part of your everyday life, your family routine, and your financial security. At LIFT Insurance, we help individuals and families across Ontario find home and auto insurance that is clear, competitive, and thoughtfully designed around how they actually live.

Whether you own a home, drive daily, insure a teen driver, maintain a cottage, or want to better understand what your current policy covers, our brokers take the time to guide you through your options with care and clarity.

Get a Home & Auto Quote

Your coverage should fit your life, not the other way around.

Your home, vehicle, and personal belongings are more than assets. They are part of your everyday life, your family routine, and your financial security. At LIFT Insurance, we help individuals and families across Ontario find home and auto insurance that is clear, competitive, and thoughtfully designed around how they actually live.

Whether you own a home, drive daily, insure a teen driver, maintain a cottage, or want to better understand what your current policy covers, our brokers take the time to guide you through your options with care and clarity.

Get a Home & Auto Quote